Insurance Center

The South Carolina Hospitality Association  works to assist its members by developing cost saving programs of all types.  Insurance, one of the most costly expenses to a business, is one area members can work together to find solutions through lower premiums and/or enhanced converges. PROPERTY AND CASUALTY INSURANCE Beacon Insurance Group has partnered with the SCHA to offer specialized property & casualty insurance for your hospitality business. All members receive preferred rates with our hospitality insurer RLI. Free risk analysis and coverage evaluation. Contact Ryan Lockhart at 843-706-3690 X 224.  You may write this preferred policy through your agent with Beacon - Just call and ask how! download flyer   view website     WORKERS' COMPENSATION INSURANCE One of the oldest and most experienced workers’ compensation companies in the Southeast, Florida Hospitality Mutual Insurance Company, has partnered with the SCHA to offer our members great rates and a potential year-end dividend. Formed in 1954, FHM delivers the "lowest ultimate cost" in workers’ compensation through state-of-the-art technology, cutting-edge cost containment, loss control, fraud and safety programs.  FHM was originally formed by the Florida Hotel & Lodging Association and write hotels, resorts, restaurants, and companies that supply the hospitality industry.  Already in 2009, FHM is saving HASC members between 15% to 50% on their workers' compensation insurance.  Contact your agent or call 1-888-346-3461 extension 203.

HEALTH INSURANCE
Health insurance is an important employee benefit in the hospitality industry.  More and more hotels and restaurants are offering some type of coverage for all of their employees in their effort to recruit and retain the best employees available in their marketplace. 

The SCHA recognizes there is not a "one size one program" to fit all of our member needs so we have successfully negotiated enhanced coverage or discounted rates on several types of health coverage to meet your company and employees' needs.

Click here to learn more about these programs.  Your company must be a member of the South Carolina Hospitality Association .

Full Medical Health Insurance HASC exclusive member program will enjoy the following features: • National network of doctors, hospitals and other healthcare professionals • Expansive office visit co-pay • No dollar caps on preventive services • 100-percent preferred lab benefit • No age restriction on immunizations • 100-percent benefit for physician maternity charges • Coverage for routine eye care • Free COBRA administration services for groups with 20 or more eligible employees For more information and and find an authorized broker call 1-800-868-6734 extension 17755 download more information Click on the pictures below to see the SCHA Carolina Care Plan Ads

Limited Benefit Plans and Supplemental Health Insurance Colonial’s accident, cancer, critical illness and hospital confinement indemnity insurance can help you and your employees as no direct cost to the business.   provided by Colonial Life SCHA Enhanced Product exclusively sold by Stacie Bartlett (803) 238-0220 stacie.bartlett@coloniallife.com